New name, more possibilities! Find out more

Will my Visa Premier or Gold Mastercard refund the excess?

No, Visa Premier, Gold Mastercard and American Express don't cover refunds of the insurance excess for peer-to-peer rentals. This type of cover only applies to rentals with traditional hire companies.

We recommend adding one of the excess reduction options to reduce your insurance excess from £800 to £0 in the event of an incident.

For example, for a vehicle in the economy category, you can reduce the excess from £800 to £250 for just £8/day during the rental.

Find out more about the excess reduction options.


This article contains information specific to a particular country of registration. Refer to the international version of this article for other cases.

Did you find this article useful?